Trip Cost: Trip Cancellation
Covers you if you cancel your trip for a covered reason.

125% Trip Cost: Trip Interruption

Covers you if you interrupt your trip for a covered reason.

$1,000: Travel Delay

Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 6 hours.

$1,000: Lost, Stolen, or Damaged Baggage & Travel Documents

Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.

$200: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.

$10,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.

$20,000: Emergency Medical Transportation

Covers evacuation and transportation to the nearest adequate medical facility.
$25,000: Accidental Death & Dismemberment
Coverage against unforeseen injury or loss of life while traveling.

FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions - free for one year! You receive: 2 ID Cards, 4 Luggage Tags, 5 Property ID Tags.

Travel Guard™ Assistance
Offers emergency assistance for your peace of mind anywhere in the world.

Livetravel

24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Live messaging
Relay of any e-mail or phone message to family, friends or business associates.

Emergency Cash transfers

Assistance in coordinating an emergency cash advance.

Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information – all for your planned destination.

*Insurance coverage subject to limitations, exclusions and terms and conditions of policy

You automatically get these additional benefits at no additional cost when you purchase your Cruise, Tour & Travel™ Plan within 7 days of making your initial trip payment:

Pre-Existing Condition Exclusion Waiver
You don’t have to worry about Pre-Existing medical conditions.

Trip Cost Financial Default Protection
Covers you if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the effective date of coverage under the policy.
Coverage must be purchased within seven days of initial trip deposit to receive this coverage - see description of coverage for complete details.

Change Your Mind Coverage
Reimburses your penalty up to $250 if you cancel your trip simply because you change your mind!

Emergency Travel Services

With hassle-free travel a thing of the past, Travel Guard is providing all insureds with immediate, 24-hour access to our worldwide travel assistance services - think of it as your "911" for travel emergencies anywhere, anytime you travel with Travel Guard insurance.
Livetravel - allows you to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Emergency medical assistance - access to emergency medical services no matter where you travel.

• Medical referrals
• Up-to-the-minute travel medical advisories
• Emergency prescription replacement
• Dispatch of a doctor or specialist
• Emergency evacuation
• Repatriation of mortal remains
• Visitors to bedside
• Return travel for dependent children
• Emergency Family travel arrangements
• Lost passport or travel documents assistance
• Lost baggage tracing
• Information to locate nearest embassy or consulate
• Emergency message relay service
• Emergency personal cash advance
• Legal and accounting referrals
• Bail bond assistance
• Translation and interpretation assistance

BagTrak
- the industry's leading lost baggage tracking - we'll help locate your lost luggage and deliver it to you anywhere in the world.

Pre-trip health and safety advisories - call for passport, visa, inoculation and vaccine requirements; travel safety advisories

Live e-mail and phone messaging - instant contact with family, friends and coworkers from anywhere in the world

Cash transfers - no matter where you travel, we'll help you obtain a cash transfer